The Social Security Administration is pushing to have people file their applications for retirement disability and Medicare benefits online. This is due in part to the number of people filing for benefits and Social Security’s struggle with staffing of their field offices. Filing for benefits online is a good way to file. You can file […]
Questionable Retirement
Individuals filing for Social Security monthly benefits between the age of 62 and their full retirement age AND who are self-employed or a corporate officer will find they have to provide the Social Security Administration with proof that their work and earnings have been reduced before benefits will be paid. The Social Security Administration refers […]
Windfall Elimination Provision (WEP)
If you work for an employer who does not withhold Social Security taxes from your wages the pension you receive based on that work may reduce your Social Security benefit. In this case you are entitled to a pension from work not covered by Social Security and you will be subject to the windfall elimination […]
Government Pension Offset (GPO)
Government pension offset (GPO) applies to spousal benefits when the spouse is also entitled to a pension from work not covered by Social Security. Government includes federal, state and local entities. These include but are not limited to Civil Service Pensions, Public Employees Retirement Systems, some teachers, police and firemen/women. If you have wages where […]
Medicare Qualifications
Medicare coverage is available to individuals age 65 or older, who have been entitled to Social Security disability benefits for 24 months or those who have End-Stage Renal Disease. This guide will cover Medicare coverage for those ages 65 or older. If you have questions about entitlement because of entitlement to Social Security disability or […]