The Social Security Administration is pushing to have people file their applications for retirement disability and Medicare benefits online. This is due in part to the number of people filing for benefits and Social Security’s struggle with staffing of their field offices. Filing for benefits online is a good way to file. You can file from the comfort of your home, don’t have to wait to talk with someone and can leave the application and come back to it later if needed.
It is recommended that you apply up to four months before you want your retirement benefits to begin. For example, if you want to receive benefits in June then you would file by the end of January to be safe.
Someone from your local Social Security office will still review your application and likely give you a call to verify some information or let you know what documents they may need to complete the processing of your application. The retirement and Medicare online application is simpler than the disability process because medical information is also collected. All applications gather the information needed to process your request to completion.
Some of the questions you have to answer whether you file in person, by phone or online include: