What do you need to do before you file for Social Security benefits? What can be done after you file for Social Security benefits? Not considering all of your options before you file can put you in a bad situation and you may be stuck with your decision. Social Security benefits are a lifetime benefit. […]
Social Security Fundamentals
The best place to begin this guide is with a quick review of Social Security rules and guidelines that apply to retirement benefits. This section includes a wide range of topics, so I decided to list them in bite-size paragraphs to break them up in an organized manner. Understanding these basic guidelines from the beginning […]
Introduction to Social Security Retirement Options
Social Security options for retirees are limited in number, but overlooking them can be costly. Once you make a decision and file for benefits you are locked into those benefits with very few choices for change. While the Social Security Administration does offer free support, it is not uncommon to experience long lines and wait […]
Who Should Take Early Benefits at Age 62?
There will always be situations where, even if you understand the advantages of delaying benefits, you simply cannot wait 3 to 8 years without the additional income provided by Social Security. Here are a few situations where it likely makes sense to take early benefits at age 62, despite the fact that it will cost […]
Benefit Appeals and Recalculations
Social Security will review your benefits calculation every year to check for increases. Thus, it is possible to positively influence your lifetime income averages if new earnings from wages can replace one of the 35 years used previously to compute your retirement amount. However, if you are continuing to work for this reason then it […]
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