Did you know that you may be able to claim Social Security spousal benefits for retirement? Many people in America are under the assumption that they can only claim benefits on their own work record, but if you are (or have been) married then you likely have more options. Read on to learn more about […]

The fragile economy and job market has generated a lot of fear in future retirees. Some have been laid off from good jobs, while others have watched their retirement portfolio significantly diminish in value. These factors, combined with the folks who are simply tired of working, has created a virtual gold rush for early Social […]

An interesting paradox with Social Security is that people count on it being there for retirement, but yet very few of them understand how it works or what the benefits are based on. I cannot think of another income source that is so loosely managed on the individual level. With that in mind here are […]

Most people view Social Security as a static benefit that you simply apply for and receive at a certain age. This is not the case though, and approaching it this way creates $25 billion in unclaimed benefits annually. Married couples, divorced individuals and widows/widowers are those most likely to leave money on the table. Next […]

As you begin planning for retirement one essential step is to research your Social Security filing options. Too many folks focus solely on WHEN they will file for benefits instead of WHO they will file their claim under. Simple oversights like this can cost you thousands of dollars in lifetime benefits. Here I will share […]